With home prices soaring in many parts of the U.S., finding an affordable house can feel impossible. However, some cities still offer homes under $250K, making homeownership within reach for many buyers. These cities combine affordability with strong job markets, vibrant communities, and a lower cost of living. If you’re looking for an affordable place to settle down, here are 10 cities where you can still snag a great home without breaking the bank.

1. Jackson, Mississippi

Jackson consistently ranks as one of the most affordable places to buy a home in the U.S. With a median home price well below $200K, this Southern city offers historic charm, tree-lined streets, and a thriving arts scene. Residents enjoy a cost of living nearly 20% lower than the national average, along with great food and cultural attractions like the Mississippi Museum of Art. The city’s job market is growing, and with so many homes priced affordably, it’s an excellent choice for first-time buyers or those looking to downsize.

2. Toledo, Ohio

Toledo, known as the “Glass City” for its history in glass manufacturing, is an affordable Midwestern gem. The city’s median home price remains well under $250K, making it an attractive option for buyers seeking a low cost of living. Toledo boasts a strong economy with job opportunities in manufacturing, healthcare, and education. Outdoor enthusiasts can enjoy the scenic Maumee River, while the city’s vibrant arts district and numerous museums add to its appeal. Plus, Toledo’s proximity to major cities like Detroit gives residents access to big-city amenities without high living costs.

3. Brownsville, Texas

If warm weather and affordability are on your must-have list, Brownsville is worth considering. Located on the Texas-Mexico border, this city offers some of the most budget-friendly homes in the state. The low cost of living, combined with no state income tax, makes it even more attractive. Brownsville’s economy is growing, with industries like space technology and international trade bringing in jobs. The area’s proximity to South Padre Island means residents can enjoy beautiful beaches and outdoor activities year-round, all while owning a home that doesn’t break the bank.

4. Lansing, Michigan

As Michigan’s capital city, Lansing offers an affordable housing market with a thriving job scene. With home prices well below the national median, it’s an ideal spot for young professionals, families, and retirees. Lansing is home to Michigan State University, which provides a steady stream of job opportunities and cultural events. The city also boasts a strong healthcare and manufacturing industry. Residents enjoy a mix of urban and suburban living, with great parks, breweries, and a revitalized downtown area adding to Lansing’s charm.

5. Rockford, Illinois

Rockford is a hidden gem for homebuyers seeking affordability in the Midwest. With home prices averaging well under $250K, this city offers a mix of historic architecture, modern conveniences, and a strong community feel. The job market includes opportunities in healthcare, manufacturing, and aerospace industries. Rockford is also known for its excellent schools and beautiful green spaces, including Anderson Japanese Gardens. Plus, its location—just a short drive from Chicago—makes it a great option for those who want a balance between city access and suburban living.

6. Macon, Georgia

Macon offers Southern charm, affordability, and a growing economy, making it one of the best places to buy a home under $250K. The city’s rich musical history, vibrant arts scene, and historical architecture attract new residents looking for character and culture. Macon’s cost of living is significantly lower than the national average, and its job market is expanding in healthcare, manufacturing, and logistics. With numerous parks, hiking trails, and a revitalized downtown area, Macon is an appealing option for those seeking a laid-back yet lively lifestyle.

7. Shreveport, Louisiana

Shreveport is one of the most affordable cities in Louisiana, offering homes well under the $250K mark. Known for its lively music scene, riverfront casinos, and rich Creole culture, the city has a unique appeal. The cost of living is about 20% lower than the national average, and there’s no shortage of entertainment options, from festivals to outdoor recreation along the Red River. Shreveport’s economy is bolstered by healthcare, gaming, and energy industries, making it an affordable and exciting place to call home.

8. Wichita, Kansas

Wichita consistently ranks as one of the most budget-friendly cities in the U.S. Home prices here remain low while the job market is thriving, thanks to aerospace, healthcare, and manufacturing industries. Wichita offers a mix of urban conveniences and a small-town feel, with family-friendly neighborhoods, excellent schools, and plenty of green spaces. The city is also known for its arts and cultural scene, featuring museums, theaters, and a growing number of breweries and restaurants that make it an attractive destination for homebuyers.

9. Little Rock, Arkansas

Little Rock is an underrated yet affordable city that offers a high quality of life at a low cost. With a median home price well below $250K, it’s a great place for families, young professionals, and retirees. The city’s economy is diverse, with strong job growth in healthcare, education, and technology. Little Rock boasts a vibrant cultural scene, numerous parks, and easy access to outdoor adventures along the Arkansas River. The city’s historic districts and friendly communities make it a welcoming place to settle down without breaking the bank.

10. Peoria, Illinois

Peoria is one of the best-kept secrets in the Midwest for affordable housing. The cost of living is significantly lower than the national average, and homebuyers can easily find properties under $250K. Peoria’s economy is supported by healthcare, manufacturing, and agriculture, providing stable job opportunities. The city offers a mix of urban and rural living, with great schools, scenic river views, and plenty of recreational activities. For those looking for a budget-friendly home in a welcoming community, Peoria is an excellent choice.

This article was created with the assistance of AI but thoroughly edited by a human being.