This 3-bedroom, 3-bath real estate retreat in Fulton offers 1,488 square feet of living space on a scenic 1.06-acre lot, priced at $290,000. With 100 feet of Oswego River frontage, this ranch-style home boasts a spacious layout, cozy den with see-through fireplace, sunroom with panoramic views, and a walk-out basement featuring a wet bar and hot tub patio. A bonus waterfront cottage provides guest or Airbnb potential, and a private dock makes river life complete. Perfect for outdoor lovers, this peaceful property blends charm, privacy, and endless possibilities.

1. classic exterior

This inviting single-story ranch blends brick and siding for a warm, low-maintenance exterior with timeless charm. A covered front entry welcomes you with natural wood accents and thoughtful touches like hanging planters and a compass rose detail. The attached two-car garage provides ample storage and convenience, while the curved paver walkway and landscaped frontage add curb appeal. Surrounded by mature trees and a peaceful setting, this home offers comfortable suburban living with a rustic, welcoming feel.

2.Where is Fulton?

Fulton is a small city located in Oswego County in central New York, along the Oswego River and just about 25 miles northwest of Syracuse. With a population of approximately 11,000 as of 2025, Fulton offers a quiet, close-knit community with a rich industrial past rooted in manufacturing and milling. The city boasts scenic riverfront views, affordable housing, and access to nearby Lake Ontario, making it appealing for those seeking a slower pace of life with outdoor amenities. Fulton hosts community events throughout the year and provides residents with a blend of small-town charm and regional convenience, making it a cozy and budget-friendly option for upstate New York living.

3. Main Floor Layout

This elegantly arranged main floor offers a harmonious balance of shared living spaces and private retreats. At the heart lies a spacious family room, seamlessly connected to the open-concept kitchen—ideal for both daily life and entertaining. A bright and airy dining room with multiple windows invites natural light and serves as a perfect setting for formal meals. The adjacent living room near the foyer welcomes guests in style. The layout includes three well-sized bedrooms, including a generous primary suite with convenient proximity to a full bath. Another full bath and a large laundry room are positioned for accessibility from the secondary bedrooms and hallway. A two-car garage connects directly to the interior, adding everyday convenience. With thoughtful zoning between public and private areas, this design ensures both function and comfort in every corner.

4. Lower level Layout

This well-appointed lower floor offers the ultimate in flexible living and entertainment. At the center is a generous recreation room—perfect for hosting game nights, movie marathons, or casual lounging—with an adjoining wet bar that enhances the social vibe. A full bathroom provides added convenience for guests or extended stays. The additional room can serve as a guest bedroom, home gym, or creative studio, offering versatility to fit various needs. An expansive electrical room ensures easy access to essential systems while doubling as extra storage space. With its blend of open space and defined utility, this lower floor extends the home’s livability and charm.

5. Open-Concept Living with Character

This open-concept living space combines warmth and flexibility, anchored by a central brick fireplace that adds charm and a cozy focal point. Rich hardwood floors flow seamlessly through the main area, complemented by bold accent walls and a stained glass pendant light that lends a touch of vintage flair. French doors open to an adjacent sunroom or office, while the kitchen pass-through with breakfast bar enhances flow and functionality. Ideal for entertaining or everyday living, this space invites customization and comfort in equal measure.

6. Vibrant Sunroom with Skylights

Bursting with natural light, this cheerful sunroom features vaulted ceilings with twin skylights, expansive windows on all sides, and a cozy freestanding stove for year-round enjoyment. The bold turquoise walls bring energy and personality, while bamboo-style flooring adds warmth and elegance. Whether used as a reading lounge, art studio, or yoga retreat, this dynamic space offers stunning views of the surrounding landscape and a peaceful connection to nature. A true sanctuary bathed in sunshine and style.

7. Warm, Country-Style Kitchen Charm

This cozy, L-shaped kitchen radiates rustic appeal with beautifully grained wood cabinetry and rich burgundy accent walls that add warmth and character. A central window above the sink invites natural light, complemented by overhead and under-cabinet lighting for optimal workspace illumination. Stainless steel appliances, including a gas range and dishwasher, offer modern functionality, while ample cabinetry and drawer space ensure organized storage. Finished with a ceiling fan and charming decorative details, this kitchen blends country charm with everyday convenience.

8. Sunny Living Room with Fireplace

This cheerful living room features bright green walls and light-toned wood flooring that reflect natural light from large front-facing windows. A brick fireplace anchors the space with cozy character, while the open layout offers plenty of room for flexible furniture arrangements. Pre-wired for wall-mounted entertainment and media, it’s ready for your personal touch. Whether styled as a formal sitting area or casual family space, this room is a vibrant and inviting heart of the home.

9. Cozy bedroom with Woodland Views

This quiet and compact bedroom offers a peaceful escape with soft gray-green walls, light-toned floors, and double windows that frame lush treetop views. Ideal as a small bedroom, craft space, or home office, the room includes built-in shelving and wall-mounted storage to maximize functionality. Natural light fills the space, enhancing the calm and airy ambiance. A versatile and charming corner ready to be personalized to suit your needs.

10. Charming Bath with Dual Vanity

This spacious bathroom blends vintage charm with functionality, featuring a dual-sink vanity topped with a beautifully tiled countertop and framed mirrors. Soft green walls and classic hex tile flooring create a refreshing, calming atmosphere. A combination of open shelving and a wall-mounted cabinet provides smart storage, while a shuttered window adds privacy and style. Finished with subtle decorative touches and warm wood cabinetry, this bathroom is perfect for shared use without compromising on comfort or character.

11. Room with Built-In Shelving

This versatile room features soft plum-toned walls and wood-look laminate flooring, creating a warm and inviting backdrop for a bedroom, hobby room, or office. Dual windows bring in natural light, dressed in sheer curtains and ruffled valances for a cozy cottage feel. Multiple built-in wall shelves add functionality and charm, perfect for organizing books, décor, or collectibles. A flexible space ready to reflect your personal style and needs.

12. Functional Laundry Room with Exterior Access

This well-organized laundry room is both practical and welcoming, featuring a full-size washer and dryer, ample wall shelving for supplies, and easy outdoor access through a charming diamond-pane door. Neutral peach-toned walls and wood-look flooring create a cozy atmosphere, while overhead lighting ensures visibility for daily chores. Whether used for routine laundry or as a secondary entryway, this space combines utility with a touch of warmth and charm.

13. Compact Bath with Retro Charm

This cozy bathroom embraces vintage appeal with its soft teal fixtures and a gold-trimmed glass shower enclosure. A rich blue wall color adds depth and contrast, while white shelving and louvered closet doors provide practical storage in a small footprint. A wood-framed mirror cabinet adds warmth and character above the sink. Ideal as a secondary or guest bath, the space offers personality, functionality, and a distinctive retro vibe.

14. Expansive Walk-Out Basement with Bar

This versatile walk-out basement is ideal for entertaining, featuring warm wood accents, recessed lighting, and a built-in bar with a polished counter for casual gatherings. Multiple zones offer space for lounging, recreation, or even a home gym, while double French doors and large windows bring in natural light and offer direct access to the outdoors. With a mix of hardwood and tiled flooring, this finished lower level blends rustic charm with modern functionality—perfect for creating your personalized retreat.

15. Rustic Walk-Out Basement Retreat

This walk-out basement blends rustic charm with practical design, featuring a cozy wood-burning stove set against a striking stone accent wall. Recessed lighting and neutral tones create a bright, welcoming ambiance, while tile and wood-look flooring define distinct functional zones. French doors flood the space with natural light and lead to the outdoors, making it perfect for a media room, gym, or guest suite. A versatile lower-level haven with warmth and style.

16. Updated Basement Bath with Shower

This clean and contemporary basement bathroom offers practicality with a sleek, walk-in glass shower and a modern vanity topped with a polished black granite counter. Light tile flooring and soft neutral wall tones create a spacious feel, while the framed window adds natural light and a rustic touch with its wood trim. A perfect complement to a finished lower level, this bathroom is ready for guests or daily use.

17. Flexible Basement Bonus Room

This spacious bonus room offers a clean, blank canvas ready to be tailored to your lifestyle—whether it’s a guest room, home office, or creative studio. Featuring warm-toned hardwood floors, neutral walls, and natural light from dual wood-framed windows, the space combines comfort with potential. A drop ceiling adds overhead definition, while existing outlets and a mounted rail hint at functional upgrades already in place.

18. Scenic Backyard Deck with Water Views

Step onto this elevated deck and soak in the tranquil beauty of nature. Overlooking a lush green yard and a peaceful river beyond the trees, this outdoor space is perfect for morning coffee, weekend barbecues, or simply unwinding with a view. With its durable wood planks and white railing with black balusters, the deck blends seamlessly into the natural landscape, creating a serene retreat right at home.

19. Cozy Lakeside Cabin with Shed

Tucked beneath mature trees and just steps from the water, this charming lakeside cabin offers a peaceful escape with rustic appeal. The property includes a matching storage shed perfect for tools or outdoor gear, and the leaf-covered ground adds a woodland vibe. Whether you’re looking for a weekend retreat or a serene spot to unwind year-round, this simple setup near the lake is a hidden gem waiting to be enjoyed.

20. Vintage Kitchen with Rustic Charm

Step into this quaint and functional kitchen featuring classic wooden cabinetry, a full-sized refrigerator, and a gas stove. The space retains a nostalgic charm with floral wallpaper and patterned linoleum flooring, complemented by cheerful purple curtains that brighten the room. Perfect for a cozy lakeside cabin or guest house, this kitchen offers all the essentials for everyday living in a charming, retro setting.

21. Cozy Vintage Bathroom with Character

This compact bathroom captures a retro coastal vibe with its baby blue ceramic tiles and nautical-themed wallpaper. The space includes a practical wall-mounted storage rack, a mirrored medicine cabinet, and a large window that invites natural light, enhancing the room’s charming appeal. Ideal for a lakeside cabin or guest quarters, it offers a nostalgic, functional retreat with personality.

22. Rustic Screened Porch with Lake Views

This unfinished yet charming screened-in porch offers panoramic lake views through large surrounding windows, perfect for soaking in nature year-round. The exposed wood beams, ceiling fan, and natural light give it a cozy cabin vibe. With a bit of updating, this space could become a dreamy lakefront lounge, ideal for morning coffee or sunset relaxation.

Listing Agent – Donna Jordan @ Howard Hanna Real Estate via Realtor.com