Nestled on a tranquil 0.31-acre lot in Belmont, listed at $399,999 NC, this charming Cape Cod-style home offers 4 bedrooms, 2 bathrooms, and 1,728 square feet of inviting living space. With classic dormer windows, a wide front porch, and warm wood accents, it’s the perfect blend of timeless character and modern comfort.

1. Cottage with Storybook Charm

This picturesque Cape Cod cottage offers a welcoming facade with twin dormers and a sweeping front porch draped in lush greenery. Crisp white siding pairs beautifully with rich wood shutters, while a brick chimney adds a touch of rustic appeal. A charming swing invites you to linger, making this home feel like a serene countryside escape nestled in the heart of Belmont.

2. Where is Belmont?

Belmont is a scenic town located just west of Charlotte in North Carolina, offering a blend of small-town charm and modern convenience. Framed by the Catawba River and rich in history, Belmont boasts walkable streets, welcoming neighborhoods, and a growing dining and arts scene. With its easy access to greenways, Lake Wylie, and major highways, Belmont has become a sought-after destination for those seeking both serenity and connectivity.

3. Ground floor layout

The ground level welcomes you with a bright and open layout centered around a spacious living room with a cozy fireplace and access to a sunroom filled with natural light. A formal dining area flows into the kitchen and adjacent laundry room for everyday ease. This floor also includes a full bathroom, generous bedroom, and storage closets, creating a layout that’s both functional and inviting—ideal for comfortable living and entertaining.

4. Second floor layout

The second floor features a spacious layout with three well-proportioned bedrooms, including an expansive primary suite offering dual closets and ample natural light. A full bathroom is conveniently located for easy access, and additional closets throughout provide generous storage. With direct stair access to the main level, this floor blends functionality and comfort, ideal for restful living and flexible use of space.

5. Inviting Front Porch

This charming front porch sets the tone with its cozy swing, soft lighting, and classic design elements. A black-paned windowed door creates a stylish entry, flanked by warm wood shutters and crisp white siding. Overhead, two lantern-style fixtures add a soft glow, while the covered layout offers a perfect space to relax year-round. Framed by lush greenery, the porch delivers curb appeal and an effortlessly welcoming feel.

6. Living Room with Artistic Flair

Blending comfort and character, this living space features rich wood trim, warm-toned walls, and elegant French doors that open to the outdoors. A velvet green sofa adds a pop of color, set against a striking checkerboard art piece that draws the eye. Hardwood floors and a classic area rug ground the room, while a ceiling fan and ambient lighting create a relaxed vibe. With its thoughtful design and creative touches, this room invites both lounging and lively conversation.

7. Statement Fireplace

This captivating fireplace serves as the heart of the living room, framed by a soft white brick surround and topped with a natural wood mantel for a warm, rustic touch. Above, a colorful impressionist-style painting brings artistic charm. Flanking the hearth, custom built-ins in a deep plum hue offer both function and flair, with open shelving for display and cabinetry for tucked-away storage. It’s a perfect balance of style and comfort.

8. Serene Screened Porch

Bathed in natural light and wrapped in sheer white curtains, this tranquil screened-in porch offers a peaceful retreat with panoramic views of surrounding trees. French doors open onto the space, where a soft rug, airy ceiling fan, and cozy hammock chair invite relaxation. A small dining set adds functionality, making this an ideal spot for morning coffee, quiet lunches, or enjoying a gentle breeze at golden hour.

9. Charming Breakfast Nook

This cozy corner is full of warmth and personality. A round wooden table anchors the nook, flanked by windows wrapped in green gingham curtains that frame a lush outdoor view. The walls are adorned with an eclectic mix of art and natural textures, adding an earthy, lived-in feel. Open shelving with curated pottery and copper pans add to the charm, while a soft pendant light above sets the perfect mood for slow mornings and intimate meals.

10. Vintage inspired Kitchen

This kitchen strikes a sleek balance between modern style and retro charm. The two-tone cabinetry—matte black uppers and natural woodgrain lowers—adds visual interest, while the black countertops tie it all together. A statement black range hood anchors the space, and the checkered black-and-white floor gives off strong vintage diner vibes. Warm wooden shelves and hanging copper accents soften the look, making the space feel as functional as it is stylish.

11. Whimsical Bathroom

This bathroom is a joyful burst of personality! The upper walls are dressed in a playful, colorful wallpaper featuring abstract animals and plants, giving it a quirky, storybook vibe. Below that, a soft coral beadboard adds warmth and charm. The vintage-style brass fixtures and ornate mirror introduce a touch of elegance, while the velvet shower curtain brings a cozy, luxe feel. It’s a space that doesn’t take itself too seriously—but still feels curated and stylish.

12. Serene Bedroom

This bedroom balances comfort and utility with a calm, airy aesthetic. Crisp white walls and bedding set a clean, relaxing tone, softened by earthy touches like the warm wood flooring and rattan desk chair. The dual windows let in lots of natural light, making the workspace by the window an ideal spot for productivity. A large mirror with geometric panes adds depth and visual interest, while soft lighting and minimal decor keep the space feeling open and uncluttered. It’s a cozy, modern retreat with thoughtful, functional design.

13. bedroom with Moody Elegance

This serene bedroom combines rich, moody tones with soft textures to create a cocoon of comfort. Sloped ceilings add architectural intrigue, while dual windows frame leafy views, allowing natural light to soften the deep gray palette. A mid-century fan and ambient lighting provide warmth, complemented by wood floors and curated accents. A cozy window bench and plush seating elevate the room’s intimate charm.

14. Nook with Scandinavian Simplicity

This light-filled room embraces minimalist charm with its crisp white walls and clean lines. A sloped ceiling adds architectural character, while clever storage solutions maximize space without clutter. Soft natural light pours in through the black-trimmed window, highlighting the earthy textures and gentle color palette. A cozy bed tucked into the corner completes this tranquil, thoughtfully curated retreat.

15. Nursery with Whimsical Touches

This delightful nursery blends playful personality with vintage charm. Sage green wainscoting grounds the room, while striped wallpaper adds a touch of classic character. Natural light filters through twin black-trimmed windows, highlighting cozy furnishings like the patterned armchair and arched bookshelf. A woven basket brims with plush toys, making the space feel loved, lived-in, and full of wonder.

16. Inviting Patio with Rustic Flair

This charming outdoor retreat invites laid-back gatherings with its cozy yet modern aesthetic. A sculptural chiminea anchors the space, surrounded by sleek black patio chairs and glass-topped tables. A tidy stack of firewood and potted plants lend earthy warmth, while a metal shelf adds personality with vibrant ceramics. Framed by forest views, this patio is primed for fireside chats under the stars.

17. Backyard with Fire Pit

Nestled into a gently sloping backyard, this cozy fire pit area is the ultimate forest hideaway. Four modern outdoor chairs form a circle around a rustic metal fire pit, all set atop a bed of crisp white gravel. Black timber retaining walls frame the space, adding structure and contrast to the lush green surroundings. Overhead string lights promise magical evenings under the stars. The setting strikes the perfect balance between nature and comfort—a dreamy spot for quiet reflection or fireside storytelling.

Listing agent – Lauren Eason @ Gold House Properties LLC via realtor.com